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Jessica Gerner, NP-Direct Primary Care

Personalized, membership-based primary care with predictable monthly pricing and direct access to your provider.

Opening April 2026

WHAT IS DIRECT PRIMARY CARE?

Direct Primary Care (DPC) is a contemporary healthcare model that provides individuals with essential primary care access for a predictable monthly fee. This approach is especially advantageous for those enrolled in high-deductible health plans or those who do not have insurance coverage.

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Who Is Direct Primary Care For?

Direct Primary Care is ideal for individuals and families who want convenient, personalized access to their healthcare provider without the barriers of traditional insurance. It works well for patients with high-deductible health plans, self-employed individuals, and anyone seeking transparent pricing and unrushed care.

Monthly Membership: Individual

Membership Type
Child
Adult
Senior
Single Member

Age 2-20

Age 21-64

Age 65+

Monthly Rate

$35

$65

$85

Family Memberships

Membership Type
Includes
Monthly Rate
Married Couple

2 Adults (21-64)

$125
Family of 3

2 Adults + 1 Child

$155
Family of 4

2 Adults + 2 Children

$185
Per additional Child
$25

**One time enrollment fee of $99 for single memberships and $175 for family plans paid at time of enrollment**

Enrollment Fee waived with annual payment or with open enrollment specials.

DPC vs Urgent Care vs Traditional Insurance

FEATURE
Direct Primary Care
Urgent Care
Traditional Insurance
COST STRUCTURE

Flat monthly fee

Pay per visit

Premiums, deductibles, copays

ACCESS TO PROVIDER

Direct, same/next-day

Walk-in, limited continuity

Often delayed

VISIT LENGTH

Extended, unrushed visits

Brief, problem-focused

Brief, problem-focused

PREVENTIVE CARE

Strong focus

Minimal

Varies

CARE COORDINATION

Yes

No

No

PREDICTABLE EMPLOYER COST

Yes

No

No

Direct Primary Care for Employers & Small Businesses

An affordable healthcare benefit for teams with high-deductible plans or no insurance at all.
Simple • Predictable • Employee-Centered Care

Why Offer Direct Primary Care?

Direct Primary Care (DPC) provides employees with direct access to their primary care provider for a flat monthly fee. It reduces unnecessary urgent care and ER visits while offering employers predictable healthcare costs.

Key Benefits for Employers

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Reduced urgent care and ER utilization

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Improved employee satisfaction and retention

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Fewer missed workdays

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Predictable monthly healthcare costs

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Simple benefit with no claims or billing complexity

Employer Group Pricing (Minimum 5 Employees)

Group Size
5-9 Employees
10-24 Employees
25+
MONTHLY RATE (PER EMPLOYEE)

$60

$55

$50

NOTES

Adult Employees ages 21-64

Discounted group rate

Best Value Tier

Employees who leave employment may continue DPC membership at standard age-based rates.

Cost Savings Example

Example: A company with 10 employees offers DPC at $55 per employee per month.

• Annual DPC cost: $6,600

• Average urgent care visit: $150–$250 per visit

• Avoiding just 30 urgent care visits per year can offset most or all of the DPC cost. Additional savings often occur through reduced ER visits, improved preventive care, and better chronic disease management.

Employee Continuation Option

Employees who leave the company may continue their DPC membership without interruption by transitioning to an individual plan at standard age-based rates.

Direct Primary Care is not insurance and can be offered alongside high-deductible health plans, health sharing plans, or other traditional insurance plans.

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Phone Number:

219-243-2098

Jessica Gerner, NP -Direct Primary Care

Email: jessgfnp@gmail.com​

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Address: 

123 N Main Street, Suite 209 Q
Crown Point, Indiana 46307

©2023 by Jessica Gerner, NP – Direct Primary Care. Proudly created with Wix.com

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